Debt Payoff Calculator & Savings Projection

See how much you could save by enrolling in a Debt Management Program (DMP).

Paying off credit card debt is not easy. A debt management program (DMP) is a debt repayment option that is fast, simple, and cost-effective

Our non-profit credit counseling agency negotiates with your creditors to reduce interest charges to make it easier to pay off debt. In many cases, it can lower your total monthly payment so you can balance your budget and get to better financial health.

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*This is an ESTIMATE to help you compare the cost of paying your debts on your own vs. paying them off through Improved Credit Debt Management Program (DMP). This is NOT A GUARANTEED quote. Adding other debts such as collections and medical will increase the monthly payment. The DMP is based on liquidating consumer debts in about five years (60 mos.) because of reduced interest and fees. Actual interest rates vary by creditor and account; your rates could be higher or lower.